David Devine

12940 Elm Avenue Nw

Poulsbo, WA
$ 435,000 Beds 3 Baths 2 Sq 1,326
Monthly Estimate* How much can I afford?

This great home is what everyone say they want: an affordable, cute, and very well-built house that can be customized cosmetically! Wonderful location in the Island Lake community, only moments from the lake and park! Commuters will love easy access to highways and naval bases, but set back and quiet from the chaos of daily life. Check out the awesome back yard! Step inside to find a home that lives surprisingly large! Downstaris bedroom connects to the full bath for a primary suite expierience. Upstairs are 2 more large bedrooms, including one with a 3/4 bath for a second primary experience! Sets up well for multi-generational or friend living. Detached one car garage is a great option for parking or additional storage! Make this awesome home YOURS today!

Active

  • Price
  • $ 435,000
  • City
  • Poulsbo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • KITSAP
  • Half Bathrooms
  • 0
  • Area
  • Poulsbo
  • Lot Size
  • 0.16 Acres
  • Zip
  • 98370
  • Sqr Footage
  • 1,326
  • Year Built
  • 1983
  • Taxes
  • $ 3626
  • Style
  • Traditional
  • MLS#
  • 2574318
Listed By: Manette Real Estate Co. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1326
Sewer Septic Tank
Heating Fireplace Insert,Forced Air
Cooling None
Possession Closing
Roof Metal
Appliances Dryer,Refrigerator,Stove(s)/Range(s),Washer
Architectural Style Traditional
Security Features Partially Fenced
Year Built 1983
View Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Building Name Island Lake Division 1
County Kitsap
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Island Lake
Facing Direction East
Garage Y/N Yes
Full Baths 1
Special Listing Conditions None
Status Active
Directions From hwy 303 take Central Valley exit. North on Central Valley,left on Island Lake,left on Elm Ave to destination on left. GPS correct
High School Buyer To Verify
City Poulsbo
Entry Location Main
Senior Community Y/N No
High School District North Kitsap #400
MLS Area 166 - Poulsbo
Lot Size Units Square Feet
Lot Size Square Feet 6970
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 3626
Middle/Junior High School Buyer To Verify
Property Condition Average
Public Remarks This great home is what everyone say they want: an affordable,cute,and very well-built house that can be customized cosmetically! Wonderful location in the Island Lake community,only moments from the
Structure Type House
Building Area Units Square Feet
Standard Status Active
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,Water Heater
Basement None
Flooring Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 2
Bedrooms Possible 2
Water Heater Type electric
Water Heater Location utility room
Fireplaces Main 1
Power Production Type Electric,Natural Gas,Wood
Baths Three Quarter Upper 1
Bedrooms Upper 2
Baths Full Main 1
Bathrooms 1.75

Exterior Features

Exterior Amenities Wood
Vegetation Garden Space
Parking Features Driveway,Detached Garage
Water Source Public
Total Parking 3
Inclusions Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Building Area Total 1326
Lot Dimensions 6970
Lot Size Acres 0.16
Waterfront Y/N No
Covered Spaces 1
Irrigation Water Rights Y/N No
Site Features Cable TV,Deck,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings,Patio
Parking Uncovered Total 2
Lot Number 6,7,8

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Buyer To Verify High School

Price History

8/27/2026 Listed $435,000

Property vs Zip Code Average in 98370

Price
AVG $920K
$440K
Taxes
AVG $6,436
$3,626
Year Built
AVG 1999
1983
Visits
AVG 180
38
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12940 Elm Avenue Nw Poulsbo, WA is a Single Family Home for sale at $435000 with 1326 sqft and a lot size of 0.16 Acres Acre(s). 12940 Elm Avenue Nw Poulsbo has 3 bedrooms, 2 baths and was built in 1983. The property's zip code is 98370 which is in Poulsbo, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

David Devine

David Devine

Real Estate Broker

503-381-3858

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