12995 Lake Shore Drive Nw

Poulsbo, WA
$ 775,000 Beds 3 Baths 3 Sq 2,082
Monthly Estimate* How much can I afford?

Lake life starts right outside your door! Swim on a summer afternoon, launch your kayak or paddleboard for a morning or evening on the water, relax in the hot tub overlooking the lake, or simply settle into a chair at the shoreline and enjoy the view. Beautifully remodeled, this distinctive 3-bedroom, 3-bath chalet-style home on Island Lake pairs a wonderfully private waterfront setting with dramatic vaulted architecture, exposed beams, walls of glass, warm hardwood floors and multiple decks and patios connecting the home to the water. The gourmet kitchen features a 40" professional-style gas range, Thermador refrigerator/freezer, wine fridge, extensive cabinetry and walk-in pantry. Two private bedroom suites offer exceptional flexibility, including an upper suite with lake views, office and bath, plus a spacious lower primary suite with fireplace and its own outdoor living area and hot tub. Four tax parcels totaling approximately .40 acre include additional lakefront land, creating exciting possibilities for additional garage/shop space, an ADU, boathouse or other future use. Attached garage with shop space, pass-through drive and additional boat/trailer parking. Less than 10 minutes from Silverdale, St. Michael Medical Center and Bangor—yet once you're home, it feels a world away.

Contingent

  • Price
  • $ 775,000
  • City
  • Poulsbo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • KITSAP
  • Half Bathrooms
  • 0
  • Area
  • Finn Hill
  • Lot Size
  • 0.4 Acres
  • Zip
  • 98370
  • Sqr Footage
  • 2,082
  • Year Built
  • 1974
  • Taxes
  • $ 5855
  • Style
  • Multi Level
  • MLS#
  • 2568585
Listed By: REally Properties Inc and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2082
Sewer Septic Tank
Heating Ductless
Cooling Ductless
Possession Closing,See Remarks,Subject To Tenant Rights
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer
Year Built 1974
View Lake,Territorial
Topography Level,Partial Slope,Terraces
Levels Multi/Split
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Lake,No Bank
Community Features Park
County Kitsap
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Subdivision Name Island Lake
Garage Y/N Yes
Full Baths 3
Special Listing Conditions None
Status Contingent
Directions Hwy 3 to E on Hwy 308,R on Central Valley road- continue straight -do not take hairpin curve left- onto Hillcrest Dr NW,road turns into Lake Shore Drive - follow to sign on right.
City Poulsbo
Entry Location Main
Senior Community Y/N No
High School District North Kitsap #400
MLS Area 165 - Finn Hill
Lot Size Units Square Feet
Lot Size Square Feet 17424
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N No
Tax Annual Amount 5855
Property Condition Very Good
Public Remarks Lake life starts right outside your door! Swim on a summer afternoon,launch your kayak or paddleboard for a morning or evening on the water,relax in the hot tub overlooking the lake,or simply settle
Structure Type House
Building Area Units Square Feet
Standard Status Active Under Contract
Water Company Cascadia
Property Style 15 - Multi Level
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),Pantry
Basement Unfinished
Flooring Hardwood,Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
Bedrooms Possible 3
Fireplaces Main 1
Power Production Type Electric,Propane
Bedrooms Lower 1
Bedrooms Upper 1
Baths Full Upper 1
Baths Full Main 1
Baths Full Lower 1
Bathrooms 3

Exterior Features

Exterior Amenities Wood,Wood Products
Parking Features Driveway,Attached Garage,Off Street
Lot Features Dead End Street,Paved
Water Source Public
Total Parking 5
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),See Remarks,Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Spa Yes
Building Area Total 2082
Lot Size Acres 0.4
Waterfront Y/N Yes
Covered Spaces 1
Irrigation Water Rights Y/N No
Site Features Cable TV,Deck,High Speed Internet,Hot Tub/Spa,Patio,Propane
Parking Uncovered Total 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/13/2026 Listed $775,000

Property vs Zip Code Average in 98370

Price
AVG $930K
$780K
Taxes
AVG $6,477
$5,855
Year Built
AVG 1999
1974
Visits
AVG 179
51
Data Provided by Inside Real Estate®

Areas That We Cover

12995 Lake Shore Drive Nw Poulsbo, WA is a Single Family Home for sale at $775000 with 2082 sqft and a lot size of 0.4 Acres Acre(s). 12995 Lake Shore Drive Nw Poulsbo has 3 bedrooms, 3 baths and was built in 1974. The property's zip code is 98370 which is in Poulsbo, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.