David Devine

5643 Old Settler Drive

Ferndale, WA
$ 689,000 Beds 5 Baths 2.5 Sq 2,539
Monthly Estimate* How much can I afford?

Original owner, now on the market. This beautifully maintained 5-bedroom, 2.5-bath home offers approximately 2,539 square feet in Ferndale's sought-after Pioneer Meadows neighborhood. From the moment you step inside, an elegant staircase, vaulted ceilings, and rich wood floors set a warm and inviting tone that carries throughout the main level. The floor plan is designed for how people actually live: two distinct living areas give room to spread out, while a ground-level bedroom or office adds flexibility for guests or remote work. At the heart of the home, a spacious kitchen is built around a large island — a natural gathering point for both everyday meals and entertaining. Upstairs, the primary suite offers a private, comfortable retreat away from the main living spaces, with the remaining bedrooms offering flexibility for guests or additional workspace. Outdoor living is just as thoughtfully addressed. A new deck and pergola gathering area create defined space for relaxing or hosting, while the fully fenced, generously sized backyard offers room to garden, play, or simply enjoy some privacy. An attached two-car garage adds everyday convenience, and residents also enjoy access to the private neighborhood park. Ideally located east of I-5, the home is just minutes from historic downtown Ferndale and the shops, dining, and waterfront of Bellingham — offering the best of small-town charm with easy access to city amenities.

Active

  • Price
  • $ 689,000
  • City
  • Ferndale
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Ferndale-Custer
  • Lot Size
  • 0.18 Acres
  • Zip
  • 98248
  • Sqr Footage
  • 2,539
  • Year Built
  • 2005
  • Taxes
  • $ 4972
  • Style
  • 2 Story
  • MLS#
  • 2582699
Listed By: Realogics Sotheby's Int'l Rlty and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2539
Sewer Sewer Connected
Heating Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Refrigerator,Stove(s)/Range(s)
HOA Fee 275
Association Fee Includes Common Area Maintenance
Security Features Fully Fenced
Year Built 2005
View Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Park,Playground
Assoc Fee Paid Per Annually
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Ferndale
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions I5N to exit 262 for Main St toward City Center. Left on Main St/W Axton Rd. Right onto Old Settler Dr. Home on right.
High School Buyer To Verify
City Ferndale
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 4972
Middle/Junior High School Buyer To Verify
Public Remarks Original owner,now on the market. This beautifully maintained 5-bedroom,2.5-bath home offers approximately 2,539 square feet in Ferndale's sought-after Pioneer Meadows neighborhood. From the moment y
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company City of Ferndale
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
Basement None
Flooring Ceramic Tile,Hardwood,Carpet
Total Fireplaces 2
Fireplace Features Gas
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 5
Main Level Bedrooms 1
Total Baths 3
Fireplaces Main 2
Power Production Type Natural Gas
Bedrooms Upper 4
Baths Half Main 1
Baths Full Upper 2
Bathrooms 2.5

Exterior Features

Exterior Amenities Cement Planked
Vegetation Garden Space
Parking Features Driveway,Attached Garage
Lot Features Corner Lot,Dead End Street,Paved,Sidewalk
Water Source Public
Total Parking 2
Inclusions Dishwasher(s),Refrigerator(s),Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 2539
Lot Size Acres 0.18
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Cabana/Gazebo,Deck,Fenced-Fully,Gas Available,Outbuildings

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Buyer To Verify High School

Price History

9/17/2026 Listed $689,000

Property vs Zip Code Average in 98248

Price
AVG $720K
$690K
Taxes
AVG $4,768
$4,972
Year Built
AVG 1989
2005
Visits
AVG 207
26
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

5643 Old Settler Drive Ferndale, WA is a Single Family Home for sale at $689000 with 2539 sqft and a lot size of 0.18 Acres Acre(s). 5643 Old Settler Drive Ferndale has 5 bedrooms, 2 baths and was built in 2005. The property's zip code is 98248 which is in Ferndale, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

David Devine

David Devine

Real Estate Broker

503-381-3858

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