402 S Pearl Street

Ellensburg, WA
$ 550,000 Beds 7 Baths 4 Sq 3,278
Monthly Estimate* How much can I afford?

Beautifully renovated home in the heart of Ellensburg offering incredible flexibility for multigenerational living or the opportunity to offset your mortgage with rental income. The spacious upper level features four bedrooms, two bathrooms, an open concept living area, a large kitchen with quartz countertops, newer appliances, and a private washer and dryer. The lower level includes two additional updated living spaces, one with one bedroom and one with two bedrooms, each featuring fresh paint, new flooring, quartz countertops, and newer appliances, plus access to a shared laundry area. Ample off street parking provides room for multiple vehicles, and a dedicated storage area downstairs is perfect for household or property essentials. Conveniently located within walking distance to downtown Ellensburg, CWU, schools, shopping, dining, and more. Live comfortable upstairs while renting the lower units, create space for extended living, or use the property in the way that works best for you.

Active

  • Price
  • $ 550,000
  • City
  • Ellensburg
  • Bedrooms
  • 7
  • Full Bathrooms
  • 4
  • County
  • KITTITAS
  • Half Bathrooms
  • 0
  • Area
  • Lower Kittitas County
  • Lot Size
  • 0.1377 Acres
  • Zip
  • 98926
  • Sqr Footage
  • 3,278
  • Year Built
  • 1920
  • Taxes
  • $ 3374
  • Style
  • 1 Story w/Bsmnt.
  • MLS#
  • 2581535
Listed By: Windermere RE North, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 3278
Sewer Sewer Connected
Heating Ductless,Wall Furnace
Cooling Ductless
Possession Closing
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
Security Features Partially Fenced
Year Built 1920
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Building Name Murray's Addition
County Kittitas
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Central Ellensburg
Facing Direction West
Full Baths 4
Special Listing Conditions None
Status Active
Directions Use GPS to property.
High School Ellensburg High
City Ellensburg
Entry Location Main
Senior Community Y/N No
High School District Ellensburg
MLS Area 949 - Lower Kittitas County
Lot Size Units Square Feet
Lot Size Square Feet 6000
Carport Y/N No
Listing Terms Cash,Conventional
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 3374.3
Middle/Junior High School Morgan Mid
Property Condition Updated/Remodeled
Public Remarks Beautifully renovated home in the heart of Ellensburg offering incredible flexibility for multigenerational living or the opportunity to offset your mortgage with rental income. The spacious upper le
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company City of Ellensburg
Property Style 16 - 1 Story w/Bsmnt.
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Dbl Pane/Storm Window,Walk-In Closet(s),Water Heater
Basement Finished
Flooring Bamboo/Cork,Ceramic Tile,Stone,Vinyl Plank
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 7
Main Level Bedrooms 4
Total Baths 4
Water Heater Type Electric
Water Heater Location Basement (down)/Laundry Room (upstairs)
Power Production Type Electric
Bedrooms Lower 3
Baths Full Main 2
Baths Full Lower 2
Bathrooms 4

Exterior Features

Exterior Amenities Cement Planked,Wood,Wood Products
Vegetation Garden Space
Parking Features Driveway,Off Street
Lot Features Alley,Curbs,Paved,Sidewalk
Water Source Public
Total Parking 4
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 3278
Lot Size Acres 0.1377
Waterfront Y/N No
Irrigation Water Rights Y/N No
Site Features Deck,Fenced-Partially,High Speed Internet
Parking Uncovered Total 4
Lot Number 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Morgan Mid
High School Ellensburg High

Price History

9/11/2026 Listed $550,000

Property vs Zip Code Average in 98926

Price
AVG $710K
$550K
Taxes
AVG $4,429
$3,374
Year Built
AVG 1990
1920
Visits
AVG 250
5
Data Provided by Inside Real Estate®

Areas That We Cover

402 S Pearl Street Ellensburg, WA is a Single Family Home for sale at $550000 with 3278 sqft and a lot size of 0.1377 Acres Acre(s). 402 S Pearl Street Ellensburg has 7 bedrooms, 4 baths and was built in 1920. The property's zip code is 98926 which is in Ellensburg, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.