34328 102nd Avenue S

Roy, WA
$ 1,425,000 Beds 3 Baths 2.5 Sq 3,597 Virtual Tour
Monthly Estimate* How much can I afford?

Experience a rare Riverfront Equestrian Retreat in Whitewater Estates, where the Nisqually River, pastures, trails, and thoughtful luxury come together. Custom one-owner 3600’ sq ft home on the river. Two parcels for 3.67 acres of beauty. Main-floor primary bedroom suite with spa bath, heated floors, walk-in shower, custom cabinetry, motion lighting. 3 bedrooms, 2 Dens, 2 1/2 baths, Living & Family rooms, two wood-burning fireplaces, vaulted ceilings, skylights, remodeled kitchen with granite counters, expansive deck. Upgrades include Graber blinds, heat pump/AC, Hardi-Plank siding, metal roof, closet organizers, security system. Huge bonus - served by a Private Well. Professional landscaping with irrigation and greenhouse. 4 car garage for large vehicles, 3 heated insulated workshops, loft storage, built-in cabinetry. The barn parcel features 36x36 2-stall horse barn with tack room, hay loft, two 10’ overhangs = one for horses and for horse trailer parking, covered tractor & implement parking, Storage mower shed. Fenced dog kennel, dog field, lush fenced and cross-fenced pasture, concrete compost area, ride your horses from home without trailering on dedicated trails and the community riding arena. Whitewater Estates offers gated entry, riding, pedestrian trails, arena, parks, river access, and 50-acre greenbelt with trails. A truly exceptional riverfront property, first time on market. Kayak, raft or swim out your front door! By JBLM and Yelm. Gated community.

Active

  • Price
  • $ 1,425,000
  • City
  • Roy
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • PIERCE
  • Half Bathrooms
  • 1
  • Area
  • Roy-McKenna
  • Lot Size
  • 3.6748 Acres
  • Zip
  • 98580
  • Sqr Footage
  • 3,597
  • Year Built
  • 1991
  • Taxes
  • $ 10752
  • Style
  • Craftsman
  • MLS#
  • 2561823
Listed By: Windermere Prof Partners and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 3597
Sewer Septic Tank
Heating 90%+ High Efficiency,Fireplace Insert,Forced Air,Heat Pump
Cooling Forced Air,Heat Pump
Possession Closing,See Remarks
Roof Metal,See Remarks
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 450
Association Fee Includes Common Area Maintenance,Road Maintenance,See Remarks
Architectural Style Craftsman
Security Features Fully Fenced,Partially Fenced,Security Gate,Security System
Year Built 1991
View Mountains,River,See Remarks
Topography Equestrian,Level,Partial Slope
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features River
Community Features CCRs,Gated,Park,Trail(s)
Building Name Whitewater Estates
Assoc Fee Paid Per Annually
County Pierce
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Whitewater Estates
Facing Direction Southwest
Garage Y/N Yes
Full Baths 1
Special Listing Conditions None
Status Active
Directions Hwy 507 between Roy and McKenna,turn on 336th to Gated Whitewater Estates. Gate code needed. View with your agent. Occupied. Notice needed to show.
High School Yelm High12
City Roy
Entry Location Main
Senior Community Y/N No
High School District Yelm
MLS Area 119 - Roy/McKenna
Lot Size Units Square Feet
Lot Size Square Feet 160076
Carport Y/N Yes
Listing Terms Cash,Conventional,VA Loan
Elementary School Mckenna Elem
Land Lease Y/N No
Tax Annual Amount 10752
Middle/Junior High School Yelm Mid
Property Condition Very Good
Public Remarks Experience a rare Riverfront Equestrian Retreat in Whitewater Estates,where the Nisqually River,pastures,trails,and thoughtful luxury come together. Custom one-owner 3600 sq ft home on the river. Two
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Private Well
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Security System,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
Basement None
Flooring Ceramic Tile,Hardwood,Laminate,Slate,Carpet
Total Fireplaces 2
Fireplace Features Wood Burning
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
3/4 Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
Bedrooms Possible 3
Water Heater Type Propane
Water Heater Location Laundry Room
Fireplaces Main 2
Power Production Type Electric,Propane,Wood
Baths Three Quarter Main 1
Bedrooms Upper 2
Baths Half Main 1
Baths Full Upper 1
Bathrooms 2.25

Exterior Features

Exterior Amenities Cement Planked
Vegetation Fruit Trees,Garden Space,Pasture
Parking Features Detached Carport,Driveway,Detached Garage,Off Street,RV Parking
Lot Features Corner Lot,Paved
Water Source Individual Well
Total Parking 6
Inclusions Dishwasher(s),Dryer(s),Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 3597
Lot Size Acres 3.6748
Waterfront Y/N Yes
Covered Spaces 6
Irrigation Water Rights Y/N No
Waterfront Footage 186+-
Site Features Arena-Outdoor,Barn,Cable TV,Deck,Dog Run,Fenced-Fully,Fenced-Partially,Gated Entry,Green House,High Speed Internet,Outbuildings,Propane,RV Parking,Shop,Sprinkler System,Stable
Lot Number 3F,46

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mckenna Elem
Middle School Yelm Mid
High School Yelm High12

Price History

7/30/2026 Listed $1,495,000
9/4/2026 4% - $1,449,500
9/22/2026 2% - $1,425,000

Property vs Zip Code Average in 98580

Price
AVG $900K
$1.43M
Taxes
AVG $6,207
$10,752
Year Built
AVG 1995
1991
Visits
AVG 245
36
Data Provided by Inside Real Estate®

Areas That We Cover

34328 102nd Avenue S Roy, WA is a Single Family Home for sale at $1425000 with 3597 sqft and a lot size of 3.6748 Acres Acre(s). 34328 102nd Avenue S Roy has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 98580 which is in Roy, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.