1440 Franklin Street

Bellingham, WA
$ 599,000 Beds 7 Baths 2 Sq 2,280
Monthly Estimate* How much can I afford?

Investor Alert! Opportunity knocks in one of Bellingham's most sought-after rental locations! Just blocks from the vibrant downtown core and Western Washington University, this 7-bedroom home offers exceptional income-producing potential for investors or those looking to expand their rental portfolio. While the exterior is modest, the true value lies in the generous bedroom count, flexible floor plan, and unbeatable location that continues to attract strong tenant demand. Situated in the heart of the York neighborhood, residents will enjoy easy access to restaurants, coffee shops, parks, shopping, public transit, and all that downtown Bellingham has to offer, with WWU just a short walk away. Whether you're looking to continue operating it as a high-performing rental, explore value-add improvements, or invest in one of the city's most desirable rental corridors, this property presents a rare opportunity to capitalize on location, cash flow potential, and long-term appreciation. Bring your vision and unlock the possibilities!

Active

  • Price
  • $ 599,000
  • City
  • Bellingham
  • Bedrooms
  • 7
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Bellingham
  • Lot Size
  • 0.1 Acres
  • Zip
  • 98225
  • Sqr Footage
  • 2,280
  • Year Built
  • 1918
  • Taxes
  • $ 5769
  • Style
  • 1 Story w/Bsmnt.
  • MLS#
  • 2558491
Listed By: Muljat Group and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2280
Sewer Sewer Connected
Heating Forced Air
Cooling None
Possession Closing,Negotiable
Roof Flat
Year Built 1918
View Territorial
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2026
County Whatcom
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name York
Full Baths 1
Special Listing Conditions None
Status Active
Directions Use GPS,from I-5 head West on Lakeway Dr,head North on Franklin,home is on your right
High School Sehome High
City Bellingham
Entry Location Main
Senior Community Y/N No
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 4356
Carport Y/N No
Listing Terms Cash,Conventional
Elementary School Lowell Elem
Land Lease Y/N No
Tax Annual Amount 5769.74
Middle/Junior High School Fairhaven Mid
Public Remarks Investor Alert! Opportunity knocks in one of Bellingham's most sought-after rental locations! Just blocks from the vibrant downtown core and Western Washington University,this 7-bedroom home offers e
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company City of Bellingham
Property Style 16 - 1 Story w/Bsmnt.
NWM_ShowMapLink Yes

Interior Features

Flooring Softwood
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
3/4 Baths 1
Total Bedrooms 7
Main Level Bedrooms 2
Total Baths 2
Power Production Type Natural Gas
Baths Three Quarter Upper 1
Bedrooms Lower 3
Bedrooms Upper 2
Baths Full Main 1
Bathrooms 1.75

Exterior Features

Exterior Amenities Wood,Wood Products
Parking Features Driveway,Off Street
Water Source Public
Foundation Details Poured Concrete
Building Area Total 2280
Lot Size Acres 0.1
Waterfront Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lowell Elem
Middle School Fairhaven Mid
High School Sehome High

Price History

7/27/2026 Listed $679,000
9/19/2026 12% - $599,000

Property vs Zip Code Average in 98225

Price
AVG $950K
$600K
Taxes
AVG $6,694
$5,769
Year Built
AVG 1953
1918
Visits
AVG 137
77
Data Provided by Inside Real Estate®

Areas That We Cover

1440 Franklin Street Bellingham, WA is a Single Family Home for sale at $599000 with 2280 sqft and a lot size of 0.1 Acres Acre(s). 1440 Franklin Street Bellingham has 7 bedrooms, 2 baths and was built in 1918. The property's zip code is 98225 which is in Bellingham, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.