1033 Summit Lake Circle Nw

Olympia, WA
$ 1,275,000 Beds 2 Baths 3 Sq 2,711 Virtual Tour
Monthly Estimate* How much can I afford?

This is what lake life looks like. Set along 53' of no-bank waterfront with western exposure, this lovingly cared-for Summit Lake home puts the best of waterfront living right outside your door. Spend summer days on the water with a private dock, boat lift, jet ski dock and boathouse w/ winch. Relax on one of two outdoor living spaces overlooking the lake. Steps lead directly from the lawn into the water, making swimming, paddling and kayaking effortless. Impeccably cared for with routine professional maintenance and thoughtful upgrades, the home offers 4 bedrooms, 3 bathrooms and two distinct levels of living. The daylight lower level features its own private entrance, living space and wet bar, providing wonderful flexibility for guests, multi-generational living, entertaining or simply room to spread out. The kitchen is equipped with premium stainless appliances including a Wolf range and Sub-Zero refrigerator, while newer HVAC, interior paint and plush carpet add comfort and move-in-ready appeal throughout. Mature, low-maintenance landscaping means less time on upkeep and more time enjoying the lake. A detached two-car garage with loft and additional parking easement provide generous room for guests. Tucked away with a peaceful, private feel, yet conveniently connected to Hwy 101 and just minutes from Olympia-area medical, shopping, restaurants and everyday amenities. Full-time home, weekend escape or a place for generations to gather—welcome home to Summit Lake!

Active

  • Price
  • $ 1,275,000
  • City
  • Olympia
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • THURSTON
  • Half Bathrooms
  • 0
  • Area
  • Thurston Nw
  • Lot Size
  • 0.1573 Acres
  • Zip
  • 98502
  • Sqr Footage
  • 2,711
  • Year Built
  • 1959
  • Taxes
  • $ 11902
  • Style
  • 1 Story w/Bsmnt.
  • MLS#
  • 2547812
Listed By: Olympic Sotheby's Int'l Realty and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2711
Sewer Septic Tank
Heating Forced Air,Heat Pump
Cooling Forced Air,Heat Pump
Possession Closing
Roof Composition
Appliances Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer
Year Built 1959
View Lake,Mountains,Territorial
Topography Sloped
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Lake
Community Features Athletic Court,Boat Launch,CCRs,Club House,Trail(s)
County Thurston
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Summit Lake
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions West on Highway 8 to 1st Summit Lake Exit at MP 17,R on Summit Lake Shore Road (go 1.8 Miles),left on Summit Lake Circle to address on Left.
High School Capital High
City Olympia
Entry Location Main
Senior Community Y/N No
High School District Griffin
MLS Area 441 - Thurston Nw
Lot Size Units Square Feet
Lot Size Square Feet 6854
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Griffin Elem
Land Lease Y/N No
Tax Annual Amount 11902
Middle/Junior High School Griffin Mid School
Public Remarks This is what lake life looks like. Set along 53' of no-bank waterfront with western exposure,this lovingly cared-for Summit Lake home puts the best of waterfront living right outside your door. Spend
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Lake
Property Style 16 - 1 Story w/Bsmnt.
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Hot Tub/Spa,Sprinkler System,Water Heater,Wet Bar,Wine/Beverage Refrigerator,Wired for Generator
Basement Daylight,Finished
Flooring Ceramic Tile,Hardwood,Vinyl,Vinyl Plank,Carpet
Total Fireplaces 2
Fireplace Features Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 3
Bedrooms Possible 2
Water Heater Type Electric
Water Heater Location Basement
Fireplaces Main 1
Fireplaces Lower 1
Power Production Type Electric,Propane
Baths Three Quarter Main 1
Baths Full Main 1
Baths Full Lower 1
Bathrooms 2.75

Exterior Features

Exterior Amenities Cement Planked,Wood
Parking Features Detached Garage,Off Street
Lot Features Paved
Water Source Lake
Total Parking 2
Inclusions Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Spa Yes
Building Area Total 2711
Lot Dimensions 52'x140'x30'x150'
Lot Size Acres 0.1573
Waterfront Y/N Yes
Covered Spaces 2
Irrigation Water Rights Y/N No
Waterfront Footage 53
Site Features Boat House,Deck,Hot Tub/Spa,Outbuildings,Patio,Propane,Sprinkler System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Griffin Elem
Middle School Griffin Mid School
High School Capital High

Price History

7/3/2026 Listed $1,375,000
8/14/2026 6% - $1,305,000
9/15/2026 3% - $1,275,000

Property vs Zip Code Average in 98502

Price
AVG $810K
$1.28M
Taxes
AVG $6,727
$11,902
Year Built
AVG 1993
1959
Visits
AVG 284
128
Data Provided by Inside Real Estate®

Areas That We Cover

1033 Summit Lake Circle Nw Olympia, WA is a Single Family Home for sale at $1275000 with 2711 sqft and a lot size of 0.1573 Acres Acre(s). 1033 Summit Lake Circle Nw Olympia has 2 bedrooms, 3 baths and was built in 1959. The property's zip code is 98502 which is in Olympia, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.