5214 78th Avenue Nw

Olympia, WA
$ 1,599,000 Beds 4 Baths 4 Sq 3,938 Virtual Tour
Monthly Estimate* How much can I afford?

A rare waterfront offering just 15 minutes from West Olympia, this newer Craftsman home features 119 feet of no-bank waterfront and three steps to the beach. Timeless design, including a distinctive hidden speakeasy-inspired space, creates an exceptional blend of character, privacy, and effortless waterfront living. Set 700 feet back from the road on nearly two acres, the 2019 build opens to a light-filled main level where kitchen, dining, and living areas flow together as one social hub. Large north-facing windows in the primary suite, office, and living spaces frame constant views of Totten Inlet and the Olympic Mountains. Entertaining extends outdoors to an expansive deck and a lower covered patio with hot tub, plus the hidden speakeasy tucked behind a bookcase downstairs. Upstairs bonus space and lower-level bedrooms give overnight guests room to retreat. Outside, a manicured path leads past a fully enclosed garden and greenhouse to a finished, off-grid treehouse, a sophisticated glamping retreat. A private moorage buoy delivers immediate deep-water access with no marina storage required. Parking for ten accommodates an RV, boat, or a full weekend crowd, and you can drive right to the water's edge. A once-in-a-generation stretch of shoreline, ready for its next chapter.

Active

  • Price
  • $ 1,599,000
  • City
  • Olympia
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • THURSTON
  • Half Bathrooms
  • 0
  • Area
  • Thurston Nw
  • Lot Size
  • 1.93 Acres
  • Zip
  • 98502
  • Sqr Footage
  • 3,938
  • Year Built
  • 2019
  • Taxes
  • $ 12868
  • Style
  • 1 1/2 Stry w/Bsmt
  • MLS#
  • 2520774
Listed By: Virgil Adams Real Estate, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 3938
Sewer Septic Tank
Heating 90%+ High Efficiency,Ductless,Forced Air,Heat Pump
Cooling 90%+ High Efficiency,Ductless,Forced Air,Heat Pump
Possession Closing
Roof Composition
Appliances Dishwasher,Microwave,Stove(s)/Range(s)
Security Features Partially Fenced
Year Built 2019
View Bay,Mountains,Sound
Topography Partial Slope
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Bayfront,No Bank,Saltwater,Sound
County Thurston
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Subdivision Name Steamboat Island
Facing Direction North
Garage Y/N Yes
Full Baths 3
Special Listing Conditions None
Status Active
Directions Off Hwy 101 head North on Steamboat Island Rd NW,Left on Gallagher Cove Rd NW which curves 90 left and turns into 78th Ave NW,home on right.
High School Capital High
City Olympia
Entry Location Main
Senior Community Y/N No
High School District Griffin
MLS Area 441 - Thurston Nw
Lot Size Units Square Feet
Lot Size Square Feet 84071
Carport Y/N No
Listing Terms Cash,Conventional,VA Loan
Elementary School Griffin Elem
Land Lease Y/N No
Tax Annual Amount 12868
Middle/Junior High School Griffin Mid School
Property Condition Very Good
Public Remarks A rare waterfront offering just 15 minutes from West Olympia,this newer Craftsman home features 119 feet of no-bank waterfront and three steps to the beach. Timeless design,including a distinctive hi
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Private Well
Property Style 17 - 1 1/2 Stry w/Bsmt
AFH 205
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator,Wired for Generator
Basement Daylight,Finished
Flooring Ceramic Tile,Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 2
Total Baths 4
Bedrooms Possible 3
Water Heater Type Electric
Water Heater Location Downstairs Entertainment Room
Fireplaces Main 1
Power Production Type Electric,Propane
Baths Three Quarter Main 1
Bedrooms Lower 2
Baths Full Main 1
Baths Full Lower 2
Bathrooms 3.75

Exterior Features

Exterior Amenities Cement Planked,Wood
Vegetation Garden Space,Wooded
Parking Features Driveway,Attached Garage,Off Street,RV Parking
Lot Features Open Space,Paved
Water Source Individual Well
Total Parking 10
Inclusions Dishwasher(s),Leased Equipment,Microwave(s),Stove(s)/Range(s)
Foundation Details Poured Concrete
Spa Yes
Building Area Total 3938
Lot Size Acres 1.93
Waterfront Y/N Yes
Covered Spaces 2
Irrigation Water Rights Y/N No
Waterfront Footage 119' Totten Inlet Lo
Site Features Deck,Fenced-Partially,Green House,High Speed Internet,Hot Tub/Spa,Moorage,Outbuildings,Patio,Propane,RV Parking
Parking Uncovered Total 8

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Griffin Elem
Middle School Griffin Mid School
High School Capital High

Price History

5/15/2026 Listed $1,745,000
6/4/2026 3% - $1,695,000
9/11/2026 6% - $1,599,000

Property vs Zip Code Average in 98502

Price
AVG $800K
$1.6M
Taxes
AVG $6,727
$12,868
Year Built
AVG 1993
2019
Visits
AVG 284
557
Data Provided by Inside Real Estate®

Areas That We Cover

5214 78th Avenue Nw Olympia, WA is a Single Family Home for sale at $1599000 with 3938 sqft and a lot size of 1.93 Acres Acre(s). 5214 78th Avenue Nw Olympia has 4 bedrooms, 4 baths and was built in 2019. The property's zip code is 98502 which is in Olympia, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.