David Devine

89 Eliza Island

Bellingham, WA
$ 185,000 Beds 1 Baths 1 Sq 315
Monthly Estimate* How much can I afford?

Searching for a private island getaway? These charming, tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for simple living, one cabin features a cozy living area, loft bedroom, and the other a full kitchen and bathroom with a shower—perfect for weekend escapes off the grid. Situated on a quiet interior lot just shy of one acre, the property is surrounded by mature trees with easy access to nearby beaches, shoreline walks, and island exploration. A 3-bedroom septic is already installed, creating flexibility to build an additional cabin up to 1,450 sq ft and expand into a multi-cabin retreat. This property is especially well-suited for shared ownership—consider partnering with friends or colleagues to create your own private retreat experience. In addition to the cabins, the property offers space to host—bring tents, gather around the fire, and create your own camping experience. Spend your days exploring the beaches, paddleboarding, beachcombing, and enjoying the simple fun of being surrounded by nature. It’s the kind of place where memories are made. While short-term rentals are not allowed on Eliza Island, co-ownership offers a smart and enjoyable way to maximize use and make island living more accessible. Located approximately 20 minutes from Bellingham by boat, plane, or with the walk-on water taxi access available for added convenience. No rentals allowed.

Active

  • Price
  • $ 185,000
  • City
  • Bellingham
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Lummi Island & Eliza Island
  • Lot Size
  • 0.88 Acres
  • Zip
  • 98226
  • Sqr Footage
  • 315
  • Year Built
  • 1995
  • Taxes
  • $ 1152
  • Style
  • Cabin
  • MLS#
  • 2502486
Listed By: Windermere RE Whatcom, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 315
Sewer Septic Tank
Heating Wall Furnace
Cooling None
Possession Closing
Roof Composition
Appliances Stove(s)/Range(s),Tankless Water Heater
HOA Fee 1042.5
Association Fee Includes Common Area Maintenance,Road Maintenance
Architectural Style Cabin
Year Built 1995
View Territorial
Topography Partial Slope
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Airport/Runway,CCRs,Park,Playground,Trail(s)
Building Name Eliza Island
Assoc Fee Paid Per Semi-Annually
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Eliza Island
Facing Direction South
Green Energy Generation Solar
Special Listing Conditions None
Status Active
Directions Accessible by boat,private aircraft,or water taxi service out of Bellingham's Squalicum Harbor or Anacortes. By appointment only.
City Bellingham
Entry Location Main
Senior Community Y/N No
High School District Not Known
MLS Area 871 - Lummi Island & Eliza Island
Lot Size Units Square Feet
Lot Size Square Feet 38333
Carport Y/N No
Listing Terms Cash,See Remarks
Land Lease Y/N No
Tax Annual Amount 1152
Property Condition Good
Public Remarks Searching for a private island getaway? These charming,tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for si
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company EIBC Water
Property Style 10 - 1 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Water Heater
Basement None
Flooring Laminate
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
3/4 Baths 1
Total Bedrooms 1
Total Baths 1
Bedrooms Possible 3
Water Heater Type Instant Hot
Water Heater Location Back of Kitchen Cabin
Power Production Type Propane,Solar (Unspecified)
Baths Three Quarter Main 1
Bedrooms Upper 1
Bathrooms 0.75

Exterior Features

Exterior Amenities Wood,Wood Products
Vegetation Brush,Wooded
Parking Features None
Lot Features Dirt Road,Secluded
Water Source Community
Inclusions Leased Equipment,Stove(s)/Range(s)
Foundation Details Pillar/Post/Pier
Building Area Total 315
Lot Size Acres 0.88
Waterfront Y/N No
Irrigation Water Rights Y/N No
Site Features Propane
Lot Number 89

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/16/2026 Listed $199,500
5/28/2026 8% - $185,000

Property vs Zip Code Average in 98226

Price
AVG $810K
$190K
Taxes
AVG $5,435
$1,152
Year Built
AVG 1992
1995
Visits
AVG 205
767
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

89 Eliza Island Bellingham, WA is a Single Family Home for sale at $185000 with 315 sqft and a lot size of 0.88 Acres Acre(s). 89 Eliza Island Bellingham has 1 bedrooms, 1 baths and was built in 1995. The property's zip code is 98226 which is in Bellingham, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

David Devine

David Devine

Real Estate Broker

503-381-3858

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