David Devine

2940 Cedar Avenue

Lummi Island, WA
$ 407,000 Beds 2 Baths 1.5 Sq 1,025
Monthly Estimate* How much can I afford?

Island living has never been more inviting! Just a scenic 5-minute ferry ride across Hales Passage from Bellingham, this charming Lummi Island retreat offers the perfect blend of peaceful getaway, full-time living, or investment opportunity. This well-built 2-bedroom, 1.25-bath home features 1,025 sq. ft. of comfortable living space with a bright and welcoming main floor designed for easy entertaining and relaxed island living. An unfinished basement with private exterior access provides abundant storage and exciting potential for expansion, workshop space, or future customization. The flexible converted garage is currently used as a recording studio but could easily transform into a spacious primary suite, media room, art studio, guest space, or be converted back to traditional garage use. Situated on a generous 18,000 sq. ft. double lot, the low-maintenance property gives you more time to enjoy the beauty and recreation of island life. Located in the highly desirable Scenic Estates community, owners enjoy access to exceptional amenities including a private boat launch, seasonal marina, clubhouse, swim lake, cabana, and BBQ area — perfect for summer gatherings and waterfront fun. This is a definite "Must See". Please note that the ferry is in dry dock for it's annual maintenance. 9/12/2026 - 10/4/2026. Access to island is via a walk on ferry during that time.

Active

  • Price
  • $ 407,000
  • City
  • Lummi Island
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Lummi Island & Eliza Island
  • Lot Size
  • 0.4221 Acres
  • Zip
  • 98262
  • Sqr Footage
  • 1,025
  • Year Built
  • 2008
  • Taxes
  • $ 4938
  • Style
  • 1 Story w/Bsmnt.
  • MLS#
  • 2316875
Listed By: Windermere RE Whatcom, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1025
Sewer Septic Tank
Heating Radiant,Stove/Free Standing
Cooling None
Possession Closing,Negotiable
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 175
Association Fee Includes Common Area Maintenance
Year Built 2008
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Boat Launch,CCRs,Club House,Playground
Building Name Lummi Island Scenic Estates CC
Assoc Fee Paid Per Monthly
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Lummi Island
Garage Y/N Yes
Special Listing Conditions None
Status Active
Directions I-5,Slater Rd Exit 260,drive West. Approx 5 minutes from I-5 turn South on Haxton Way. Follow signs (about 20 minutes from Slater Rd). Off ferry L on Nugent,L on Seacrest,L on Cedar,house on L.
High School Ferndale High
City Lummi Island
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 871 - Lummi Island & Eliza Island
Lot Size Units Square Feet
Lot Size Square Feet 18386
Carport Y/N No
Listing Terms Cash,Conventional
Elementary School Beach Elem
Land Lease Y/N No
Tax Annual Amount 4938
Middle/Junior High School Vista Mid
Property Condition Good
Public Remarks Island living has never been more inviting! Just a scenic 5-minute ferry ride across Hales Passage from Bellingham,this charming Lummi Island retreat offers the perfect blend of peaceful getaway,full
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Lummi Island Scenic Estates CC
Property Style 16 - 1 Story w/Bsmnt.
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Fireplace
Basement Roughed In
Flooring Laminate,Vinyl
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
3/4 Baths 1
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 2
Fireplaces Main 1
Power Production Type Electric,Propane
Baths Three Quarter Main 1
Baths Half Main 1
Bathrooms 1.25

Exterior Features

Exterior Amenities Wood Products
Vegetation Brush,Wooded
Parking Features Attached Garage
Lot Features Paved
Water Source Community
Inclusions Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 1994
Lot Dimensions 117 x 126 x 126 x 164
Lot Size Acres 0.4221
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Deck,Dock,Outbuildings,Propane
Lot Number 38 & 37

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Beach Elem
Middle School Vista Mid
High School Ferndale High

Price History

12/18/2024 Listed $500,000
1/20/2025 3% - $485,000
4/21/2025 2% - $479,500
7/14/2025 3% - $469,500
8/11/2025 3% - $459,950
8/19/2025 1% - $458,450
10/28/2025 3% - $449,000
5/12/2026 5% - $429,000
8/14/2026 6% - $407,000

Property vs Zip Code Average in 98262

Price
AVG $1.06M
$410K
Taxes
AVG $6,999
$4,938
Year Built
AVG 1981
2008
Visits
AVG 527
1335
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2940 Cedar Avenue Lummi Island, WA is a Single Family Home for sale at $407000 with 1025 sqft and a lot size of 0.4221 Acres Acre(s). 2940 Cedar Avenue Lummi Island has 2 bedrooms, 1 baths and was built in 2008. The property's zip code is 98262 which is in Lummi Island, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

David Devine

David Devine

Real Estate Broker

503-381-3858

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